Short-Term Working Capital Solutions for Businesses in St. Louis, MO

St. Louis, MO is home to a diverse business landscape. From niche startups to mom and pop shops on Main Street, franchises, medical practices, manufacturers, and more, the one thing all businesses have in common is the need for short-term working capital. At Means Commercial Capital, we work with businesses throughout St. Louis to provide short-term working capital solutions. Our short-term working capital solutions can be used for an array of purposes, including:

  • Covering unexpected costs
  • Filling large or unexpected orders
  • Growth opportunities
  • Hiring additional staff
  • Improved purchasing power
  • Inventory, supplies, and raw materials
  • Marketing campaigns
  • Paying down existing financial obligations and liabilities
  • Permits and licenses
  • Property acquisitions and renovations
  • Seasonal sales rushes
  • Smooth uneven revenue periods
  • Taking on larger client accounts
  • Working capital

Merchant Cash Advance Solutions for Businesses in St. Louis, MO

A merchant cash advance from Means Commercial Capital provides local businesses in St. Louis with an infusion of short-term working capital. A merchant cash advance is different from a traditional loan in a few significant ways. First, a merchant cash advance does not require collateral, nor does it place debt on the balance sheet. Second, there are no fixed payments. Instead, the balance is repaid from a small percentage of credit card sales receipts to give local businesses more flexibility without straining cash flow. Our merchant cash advance solutions feature:

  • Financing up to $200,000 per business location
  • No credit checks
  • No debt
  • No collateral necessary
  • No fixed payments, equity loss, or closing fees
  • Flexible repayment terms
  • Minimal paperwork
  • No balloon payments
  • No prepayment penalties

Purchase Order Financing for Businesses in St. Louis, MO

Purchase order financing is a great fit for businesses in St. Louis, MO that want to level the playing field to take on large and unexpected orders that would normally go to competitors. Purchase order financing from Means Commercial Capital is an advance to cover the cost of fulfilling customer orders. Once completed, the financing is deducted from the invoice and the remainder is delivered as revenue to the business. This allows small businesses in St. Louis, MO to achieve rapid growth without taking on unnecessary debt. Our purchase order financing program offers the following benefits:

  • Expand your market share
  • Increase your bottom line
  • Grow your operations while maintaining regular operations
  • No debt placed on the books
  • No equity or collateral loss

Unsecured Lines of Credit for Businesses in St. Louis, MO

Means Commercial Capital provides unsecured lines of credit to businesses throughout St. Louis, MO. Our unsecured lines of credit do not require collateral, making them accessible to both new and established businesses. Unsecured business lines of credit from Means Commercial Capital feature:

  • Lines of credit up to $50,000 for new and small businesses
  • Lines of credit up to $500,000 for existing businesses with annual revenues of $1 million or more
  • No subprime loans
  • Low interest rates on all lines of credit
  • No collateral required
  • Introductory rates as low as 0%
  • Credit card options available

Get the Short-Term Capital Your Business Needs

Contact the team at Means Commercial Capital today to explore our short-term working capital solutions for businesses in St. Louis, MO.